Major Disaster Declarations in California and CalHFA Single Family Loan Programs
The Federal Emergency Management Agency (FEMA) periodically announces Presidentially-declared Major Disasters in California on their website with the mission of helping people, before, during and after disasters.
How are CalHFA Single Family Loan Programs designed to help?
Borrowers whose home was destroyed or declared uninhabitable by a California major disaster within one (1) year of the declaration date may apply for the CalHFA FHA first mortgage program with the 203(h) option that offers 100% financing. In addition, borrowers can also include the MyHome Assistance Program to pay for additional down payment or closing cost without having to be a first-time homebuyer. See program handbook for details.
Loan Scenario Calculator
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
News & Updates
Dates for May Lender Training have been posted
Latest Bulletins
Program Bulletin #2024-10 - Re-Reserve/Rate lock policy update
Program Bulletin #2024-09 - Increased Loan Limits and Updated Maximum Loan Amount for CalHFA VA
Program Bulletin #2024-08 - FHA Limited 203(k) Updates
Latest eNews Announcements
eNews 12/11/24: California Housing Finance Agency announces Stephanie McFadden as new Director of Multifamily Programs
eNews 12/09/24: California Housing Finance Agency's Rebecca Franklin, Ed.D. selected as new Chief Deputy Director
eNews 07/02/24: Housing Matters Newsletter - July 2024
eNews announcements can be found on our Archived Page
