Major Disaster Declarations in California and CalHFA Single Family Loan Programs
The Federal Emergency Management Agency (FEMA) periodically announces Presidentially-declared Major Disasters in California on their website with the mission of helping people, before, during and after disasters.
How are CalHFA Single Family Loan Programs designed to help?
Borrowers whose home was destroyed or declared uninhabitable by a California major disaster within one (1) year of the declaration date may apply for the CalHFA FHA first mortgage program with the 203(h) option that offers 100% financing. In addition, borrowers can also include the MyHome Assistance Program to pay for additional down payment or closing cost without having to be a first-time homebuyer. See program handbook for details.
Loan Scenario Calculator
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
News & Updates
Dates for May Lender Training have been posted
Latest Bulletins
Program Bulletin #2025-01 - New CalHFA Taxable Bond Programs
Program Bulletin #2024-10 - Re-Reserve/Rate lock policy update
Program Bulletin #2024-09 - Increased Loan Limits and Updated Maximum Loan Amount for CalHFA VA
Latest eNews Announcements
Enews 01/29/2025 - Reminder: CalHFA's down payment programs are not federally funded
Enews 01/27/2025 - Housing Matters Newsletter
Enews 01/08/2025 - CA Emergency Resources
eNews announcements can be found on our Archived Page
