Mortgage Brokers

Getting Free CalHFA Leads | Homebuyer Education | Helpful Marketing Materials

How to Process a CalHFA Loan if you are a Mortgage Broker

As a mortgage broker it is required that you work through a CalHFA approved wholesale lender to process a CalHFA loan. The following is a list of CalHFA approved wholesale lenders and primary contacts who offer our products:

11 Mortgage
Adam Millstein
Division President
51601 Tennyson Parkway, Suite 1000
Plano, TX 75024
email: adam.millstein@elevenmortgage.com
phone: 602.329.5626
web: elevenmortgage.com

AmeriTrust Mortgage Corporation
2201 Spinks Road, Suite 233
Flower Mound, TX 750224
phone: 800.775.8490

Banc One Mortgage Corporation
email: info@banconemortgage.com
phone: 949.537.3000

Bay Valley Mortgage Group
Shane Park
15030 La Mirada Blvd.
La Mirada, CA 90638
email: Brokerapp@pacbaylending.com
phone: 714.367.5125

BluePoint Mortgage
Mark Matta
Managing Director/COO
email: mark@bluepointmtg.com
phone: 949.771.2305

Equity Prime Mortgage, LLC
Jason Callan
Chief Operation Officer
email: jcallan@epm.net
phone: 877.255.3554

FlexPoint, Inc.
Jeff Del Rey
Chief Compliance Officer
email: JDelrey@flexpointinc.com
phone: 949.216.7257

GO Mortgage, LLC
Ed Tatum
Account Executive
email: etatum@gomortgage.com
phone: 972.835.0126

Faisal Rehman
Account Executive
email: frehman@gomortgage.com
phone: 214.718.5544

Gamal Ali
Account Executive
email: gali@gomortgage.com
phone: 209.625.5719

Hometown Equity Mortgage, LLC
Dee Schultz
West Coast Divisional Vice President of Sales, Wholesale Sales
email: dschultz@thelender.com
phone: 949.432.3777

Jeff Porfirio
East Coast Director of Wholesale Sales 7 Operations, Team Express / Team Now
email: jeffp@thelender.com
phone: 949.524.4928

Jet Mortgage
Greg Austin
email: greg.austin@jetmortgage.com
phone: 949.652.7818

Kind Lending, LLC
Delfino Aguilar, SVP TPO Production
email: DAguilar@Kindlending.com
phone: 619.726.0377

Land Home Financial Services, Inc.
Tom Merelli, TPO National Sales Director
email: Tom.Merelli@lhfs.com
phone: 720.501.5248

Loanstream Wholesale
email: inquiries@lsmortgage.com
phone: 800.760.1833
web: loanstreamwholesale.com

Loan Simple, Inc.
Casey Nunn
email: cnunn@loansimple.com
phone: 720.464.2695

New Wave Lending Group, Inc.
John Dang
Regional Sales
email: joinus@newwavelending.com
phone: 626.623.0038

Nova Financial & Investment Corporation
Nick Monardo
email: Nick.monardo@novahomeloans.com
phone: 602.625.0000

Ony Glo, Inc. dba Capitalend Home Loans; LoanLock Prime
Patrick Ladkani
EVP, Managing Director
email: Patrick.ladkani@loanlock.com
phone: 714.677.8002

Paramount Residential Mortgage Group
Northern California Region:
Michelle Lilley
email: MLilley@prmg.net
phone: 408.772.6802

Plains Commerce Bank
Chris Vinson, CEO of Mortgage
email: cvinson@plainscommerce.com
phone: 605.681.2367

Plaza Home Mortgage, Inc.
Jeffrey Leinan, Co-President
email: HereForYou@PlazaHomeMortgage.Com
web: www.plazahomemortgage.com
phone: 858.346.1208 x2400

Right Start Mortgage, Inc.
Jason Knapp
Director of Capital Markets
email: jknapp@rightstartmortgage.com
phone: 210.366.1070, ext. 128

Sun West Mortgage Company, Inc.
email: broker@swmc.com
phone: 800.453.7884
direct: 562.972.5482 (David Pahwa)

Travisa Financial
Juan Cepeda-COO
email: jcepeda@pmgllc.com
phone: 877.845.4805

Union Home Mortgage Corporation
Christian Gaultt
Regional VP TPO Sales
email: christian.gault@spmc.com
phone: 503.481.5118

United Wholesale Mortgage
Business Development
email: signup@uwm.com
phone: 800.981.8898 ext. 4750
web: uwm.com/join-now

Getting Free CalHFA Leads

If you are interested in CalHFA's Preferred Loan Officer and LEADS Program please visit the LEADS Program page or contact Catherine Relyea at 916.326.8077.

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Homebuyer Education Requirement

CalHFA firmly believes that homebuyer education and counseling is critical to the success and happiness of a homeowner, and requires homebuyer education and counseling for first-time homebuyers using a CalHFA program.

Who has to take this Homebuyer Education and Counseling course?

Only one occupying first-time borrower on each loan transaction.

How do I take this education and counseling course?

Helpful Marketing Materials

CalHFA produces many collateral pieces to both inform California homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing. Take a look at what we have to offer!

Visit the Sales Tools & Marketing Materials page for details.

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Scenario CalculatorLoan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.


News & Updates

Dates for August Lender Training have been posted


Latest Bulletins

Program Bulletin #2026-07 - Updated Income Limits

Program Bulletin #2026-06 - UC Shared Appreciation Loan Program

Program Bulletin #2026-05 - Updated 80% AMI income limits to determine Low Income eligibility


Latest eNews Announcements

Enews 09/25/2025 - California Housing Finance Agency celebrates its 50th anniversary

Enews 09/19/2025 - CalHFA welcomes Tony Sertich as its new Executive Director

Enews 08/18/2025 - CalHFA helps thousands of Californians find a home

eNews announcements can be found on our Archived Page