Homebuyer Program Videos

A Home For Leslie Ann

Leslie Ann finds the perfect home. (03:15)

TIP #6: Down Payment Assistance

08/2021 - Down payment assistance will save you money in the homebuying process.

TIP #5: Understanding Debt-to-Income Ratio

07/2021 - Your debt-to-income ratio is a key part of determining your ability to repay debts you owe.

TIP #4: Understanding Credit

04/2021 - Understanding your credit is important when you're trying to secure a mortgage loan with a low interest rate.

Did You Know: Fair Housing Acts

04/2021 - The Fair Housing Acts cover the National Fair Housing Act of 1968, which was an expansion of the Civil Rights Act of 1964, and the California Fair Housing Act of 1963, which is also known as the Rumford Act. Both Acts were attempts to outlaw discrimination in the sale, rental, or financing of housing based on race.

TIP #3: Find An Experienced Real Estate Professional

03/2021 - Experienced real estate agents have a wealth of knowledge and they can guide you through your homebuying journey.

Did You Know: Predatory Lending Practices

03/2021 - Predatory lending practices are unethical and illegal practices used by lenders that are unfair to the borrower.

TIP #2: Determine Affordability

03/2021 - Determining how much you can afford goes beyond the price of the home.

Did You Know: Redlining

02/2021 - Redlining was a government sanctioned form of housing discrimination where banks, insurance companies, and mortgage lenders refused to issue loans to people in areas deemed "financially risky."