Today's Interest Rates

November 21 2024 01:11AM (Pacific Time)
Data below is effective as of March 27 2023 08:00AM (Pacific Time)
Information on this page is intended for CalHFA-approved lenders.

Please be assured that CalHFA is open and accepting reservations during this time. An “N/A” interest rate is a result of market volatility and changing interest rates. An interest rate may temporarily not be available for any given loan program. Please continue to check this page as rates move throughout the day and from day to day. Lenders can still reserve loans or extend existing rate locks on any loan program with an “N/A.”

CalHFA Conventional First Mortgage Loan Programs

Standard
Rate Lock

Low Income (LI) Rate Lock

CalHFA Conventional (No CalHFA DPA)

High Balance Loan Limit Fee: N/A

High Balance LI Loan Limit Fee: N/A

N/A

N/A

CalHFA Conventional (with CalHFA DPA)

High Balance Loan Limit Fee: N/A

High Balance LI Loan Limit Fee: N/A

N/A

N/A

CalPLUS Conventional with 2% Zero Interest Program

High Balance Loan Limit Fee: N/A

High Balance LI Loan Limit Fee: N/A

N/A

N/A

CalPLUS Conventional with 3% Zero Interest Program

High Balance Loan Limit Fee: N/A

High Balance LI Loan Limit Fee: N/A

N/A

N/A

Dream For All Conventional

High Balance Loan Limit Fee: N/A

High Balance LI Loan Limit Fee: N/A

N/A

N/A

CalHFA Government First Mortgage Loan Programs

Standard Rate Lock

CalHFA FHA

High Balance Loan Limit Fee: N/A

N/A

CalPLUS FHA with 2% Zero Interest Program

High Balance Loan Limit Fee: N/A

N/A

CalPLUS FHA with 3% Zero Interest Program

High Balance Loan Limit Fee: N/A

N/A

CalHFA VA

High Balance Loan Limit Fee: N/A

N/A

CalHFA USDA

High Balance Loan Limit Fee: N/A

N/A

CalHFA Subordinate Loan Programs

Standard Rate Lock

MyHome Assistance Program

1.000%

Dream For All Shared Appreciation Loan

0.000%

Rate Lock in MAS

Historical rates report:

From:

To:

All posted interest rates are in effect on the date listed: All rates shown are subject to change without notice. CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans.

For sample APRs, click here.